EQ Guide: Absolute Return Portfolio
These portfolios are created for clients who are uncomfortable with the the sharp swings that occur in stockmarket values but seek the potential for higher returns than available from investing in cash and government bonds.
The portfolio is invested across typically 20 funds with a range of investment strategies that are designed to generate positive returns even if markets generally do not rise. Typically fund managers in this space are not tied to any specific benchmark and have a wider set of investment instruments at their disposal. It is this increased level of flexibility and sophistication that provides the potential to generate positive returns that are not dependent on market direction.
Some Other EQ Guides
EQ is a Chartered Financial Planning firm able to offer a wide range of services to private clients including tax optimisation, retirement income planning and estate planning.
The April 2015 Budget saw the most radical changes to the pensions landscape for a generation, but the new flexibility on offer is only available to personal pension holders. Members of final salary schemes can only access the new rules by transferring to a personal pension.
This guide explains how planning ahead of time can provide for – and in most cases reduce – the amount of tax that is ultimately due on your estate.
When it comes to money, it is fairly easy to get so entangled in the jargon that you lose sight of basic sound financial planning principles. This guide provides some pointers on important steps to take, and a few pitfalls to avoid, along the road to a healthy financial future.