EQ Guide: Investing for Children
Children today are facing a perfect storm of financial adversity as a result of sky high property prices, steep higher education costs and likely lower investment returns.
This guide outlines the main options available. It also covers choosing the right investment strategy and includes a number of case studies for parents and grandparents.
- Junior ISAs
- Investing in your own name
- Bare trusts
- Bequeathing your pension
- Junior SIPPs
- National Savings & Investments
- Offshore Investment Bonds
- Investing in property
- Discretionary trusts
Some Other EQ Guides
EQ is a Chartered Financial Planning firm able to offer a wide range of services to private clients including tax optimisation, retirement income planning and estate planning.
The April 2015 Budget saw the most radical changes to the pensions landscape for a generation, but the new flexibility on offer is only available to personal pension holders. Members of final salary schemes can only access the new rules by transferring to a personal pension.
This guide explains how planning ahead of time can provide for – and in most cases reduce – the amount of tax that is ultimately due on your estate.
When it comes to money, it is fairly easy to get so entangled in the jargon that you lose sight of basic sound financial planning principles. This guide provides some pointers on important steps to take, and a few pitfalls to avoid, along the road to a healthy financial future.