EQ Guide: Low Cost Portfolios
EQ's Low Cost Portfolios are built mainly from passively managed tracker funds and so offer the benefit of low charges and high confidence of replicating index returns.
These portfolios are invested across typically 10-15 index tracking funds to provide a broad spread of different assets. The asset allocation mirrors our core portfolios but some asset classes such as the absolute return strategies are not available in formats we deem cheap enough. As a result, the allocation to Absolute Return within our Best Ideas portfolios will be split among other asset classes.
The asset allocation is regularly reviewed and adjusted to reflect our views on the potential returns from each market.
Some Other EQ Guides
Coming into money isn’t something that happens often. Before you commit yourself to spending, investing, giving gifts or even giving up your job, here are some tips on how to make your windfall work for you in the long run.
EQ is a Chartered Financial Planning firm able to offer a wide range of services to private clients including tax optimisation, retirement income planning and estate planning.
The April 2015 Budget saw the most radical changes to the pensions landscape for a generation, but the new flexibility on offer is only available to personal pension holders. Members of final salary schemes can only access the new rules by transferring to a personal pension.
This guide explains how planning ahead of time can provide for – and in most cases reduce – the amount of tax that is ultimately due on your estate.