Crowd Bonds

Invest in crowd bonds through our preferred partner, Downing. With conventional bond yields at record lows, more people are looking for alternative sources of income. Crowd bonds offer a fixed rate of interest, repayment on a predetermined date, and they may be secured against specific assets such as property.

EQ has selected Downing as our preferred partner for crowd bond offers. Downing is a long-established investment manager, regulated by the FCA, that brings more than 20 years’ investment management experience to these crowdfunding opportunities. Downing will act as the arranger and security trustee for the bonds. Clicking on any of the offers below will link you through to their crowdfunding platform Downing Crowd where you can create an account and make investments.

We will receive a small commission for these investments from Downing. This does not affect your return.

Current offers

Downing Reserve Power Bond

Interest rate:
7.6% p.a.
Register
online
Asset
backed
This is an opportunity to lend to Downing Reserve Power Limited, a company that makes loans secured against reserve power projects across the UK. The Bond will offer investors a chance to earn 7.6% p.a. over a period of up to 33 months.

Raised so far: £3.34M

£1M
£4.25M
Minimum
Target
Raised £3341428 towards a target of £4250000

DDF Property Bond - Series One

Interest rate:
4.5% p.a.
Register
online
Asset
backed
This is an opportunity to lend to the Downing Development Finance Group at 4.5% p.a. for up to one year, maturing on 20 August 2019. The Group makes property loans secured on a first-charge basis and has a loan portfolio of £38 million spread over 14 loans as at 30 June 2018.

Raised so far: £0.46M

£0.2M
£5M
Minimum
Target
Raised £455079 towards a target of £5000000

DDF Property Bond - Series Two

Interest rate:
5.5% p.a.
Register
online
Asset
backed
This is an opportunity to lend to the Downing Development Finance Group at 5.5% p.a. for up to two years, maturing on 20 August 2020. The Group makes property loans secured on a first-charge basis and has a loan portfolio of £38 million spread over 14 loans as at 30 June 2018

Raised so far: £1.13M

£0.2M
£5M
Minimum
Target
Raised £1134625 towards a target of £5000000

Risk warning

Capital is at risk and returns are not guaranteed. Crowd bonds are not covered by the Financial Services Compensation Scheme. They are typically issued by smaller, unquoted companies. They are illiquid investments: there is no secondary market and the bonds are not readily realisable.

EQ is not offering advice on the selection of the bonds and the decision as to whether they are suitable is entirely down to you.