EQ Model Portfolio: Low Cost – Balanced

This portfolio has a range of investments with different risks, where equity holdings are limited to 75%. It aims to reduce investment risk by diversifying across regions and asset classes, and achieve a balance of capital protection and participation in equity market growth.

Current Portfolio

Growth
Bonds: Corporate Credit - HY
AXA Pan European High Yield BondA fund focusing on the European high yield bond marketDetails
AXA US Short Duration High YieldA high yield bond funds which invests in securities that have a maturity of under 3 years.Details
Equities: Global
BMO Responsible Global EquityA global equity fund investing in companies considered to be making a positive contribution to society and the environment.Details
BNY Mellon Global IncomeA global equity fund with investing in cash generative companies with strict dividend requirements.Details
Rathbone Global OpportunitiesA global equity fund seeking to investing in under-the-radar and out-of-favour companies with growth opportunities.Details
Fundsmith EquityA global equity fund investing in companies with sustainably growing cash flows and durable business models.Details
Equities: US & North America
Aviva Investors US Equity Income IIA differentiated US equity income fund, attempting to generate a competitive yield with a low volatility.Details
iShares US Equity TrackerA fund that looks to track the performance of large and medium sized companies in the United StatesDetails
Vanguard US Equity IndexA fund that looks to track the performance of companies of all sizes in the United States.Details
Equities: UK
AXA Framlington UK Smaller CompaniesAn equity fund investing in small sized UK companiesDetails
EdenTree Amity UKA UK equity fund that invests in companies with a positive impact on society and the environment.Details
Fidelity UK IndexA fund that looks to track the performance of the FTSE All Share Index, which contains all listed companies in the United Kingdom on the main index.Details
JOHCM UK Equity IncomeAn equity fund investing in mid to small cap companies, whilst aiming to generate an attractive income.Details
JOHCM UK DynamicThis fund focuses on investing in restructure, recovery and hidden growth stocks.Details
Liontrust Special SituationsA long only UK equity growth fund consisting of high quality companies with strong balance sheetsDetails
Royal London FTSE 350 TrackerA fund that looks to track the performance of large and medium sized companies in the UKDetails
ASI UK Ethical EquityA fund that looks to deliver a portfolio of UK stocks across the market cap spectrum that are chosen for their positive impact on society and the environment.Details
Threadneedle UK Equity IncomeAn equity fund investing predominately in large sized UK companies that in addition pays an income to investors.Details
iShares 100 UK Equity TrackerA tracker fund offering exposure to the FTSE 100 Index total return performance.Details
Royal London Sustainable Leaders TrustThis is a UK Equity fund that will predominately invest in large cap stocks chosen for their positive impact on society and the environment.Details
L&G UK 100 IndexA fund that looks to track the performance of the FTSE 100 Index, which contains the largest 100 listed companies in the United KingdomDetails
Investec UK Sustainable EquityThis fund invests in quality companies that exhibit strong internal and external sustainability within the ten Sustainable Themes developed by Investec. Companies thus score highly I meeting both ESG and Impact investing targets.Details
Equities: Europe
Liontrust Sust Future European GrowthA fund that looks to deliver a portfolio of European stocks that are chosen for their positive impact on society generally as well as growth potential.Details
Artemis European OpportunitiesAn equity fund investing predominately in large and medium sized European companies excluding the UK.Details
iShares Continental European Equity TrackerA fund that looks to track the performance of large and medium sized companies in Continental EuropeDetails
Janus Henderson Horizon Euroland GBPAn equity fund investing predominately in large and medium sized Continental European companies.Details
Jupiter EuropeanAn equity fund investing in large sized European companies.Details
ASI Europe ex UK Income EquityA fund that invests in a concentrated portfolio of stocks, to generate a sustainable level of income together with some capital growth.Details
Threadneedle European SelectAn equity fund investing predominately in large cap European companies with a bias towards those companies who have strong brands and intellectual property.Details
OYSTER Continental European SelectA high conviction European all-cap fund investing in high quality companies exhibiting a competitive advantage at attractive valuations.Details
UBAM Positive Impact EquityA European equity fund that invests in companies with products and / or services that aim to deliver positive social and environmental impact. Details
Equities: Asia
Fidelity AsiaAn equity fund investing in stocks throughout the Pacific Basin, excluding Japan.Details
Stewart Investors Asia Pacific LeadersThe First State Asia Pacific Leaders Fund focuses on large cap stocks with a minimum market cap of $1bn. The fund utilises a team of 22 well-seasoned Asian equity specialists through a stable and well-defined process to uncover compelling stock ideas to construct a high conviction portfolio.Details
Impax Asian Environmental MarketsA fund that looks to deliver a portfolio of Asian stocks that play into broad environmental themes that are chosen for their positive impact as well as the potential for compelling returns.Details
L&G Pacific IndexA fund that looks to track the performance of Asia Pacific ex-Japan equities.Details
Janus Henderson Asian Dividend IncomeA fund investing in high yielding companies in the Asia region.Details
Hermes Asia ex-Japan EquityA fund that follows a contrarian strategy, investing in large sized companies in the Pacific basin.Details
Equities: Japan
Baillie Gifford JapaneseAn equity fund investing in large sized Japanese companies.Details
Morant Wright Nippon Yield FundA Japanese equity fund that invests in companies with strong financial positions in order to support high dividend yields relative to the market.Details
Fidelity Japan IndexA fund that tracks the performance of large and medium sized Japanese companies.Details
Equities: Emerging Markets
iShares Emerging Markets Equity TrackerA fund that looks to track the performance of large and medium sized companies in global emerging marketsDetails
Hermes Global Emerging MarketsAn equity fund investing predominately in stocks of emerging market countries.Details
BMO Responsible Global Emerging MarketsThe fund invests in stocks within Emerging Market countries, looking for companies that fit within six themes which are engaged in positive change on society and renewable energy, and supportive of long term growth.Details
Vanguard Emerging Markets Equity IndexA fund that aims to track the performance of in global emerging markets.Details
Equities: Thematic
First State Global Listed Infrastructure FundThe fund focuses on identifying stocks that are under-priced with respect to their quality in sectors with Infrastructure characteristics such as long-duration cash flows and inflation linked revenues.Details
FP WHEB SustainabilityA fund that looks to deliver a portfolio of stocks that play into selected social and environmental themes that are chosen for their positive impact as well as the potential for compelling returns.Details
GAM Star TechnologyAn equity fund investing globally in a diversified portfolio of technology related companies.Details
Pictet WaterA fund that invests in equities that benefit from the global growth in demand for clean water and related industries.Details
Sarasin Food and Agricultural OpportunitiesA thematic fund that invests in companies globally which generates most of their revenues from sustainable food and agricultural themes.Details
Impax Environmental LeadersA fund managed by the largest independent environmentally focused investment house that looks to deliver a portfolio of stocks that play into resource efficiency themes.Details
Polar Capital BiotechnologyA thematic equity fund that gives investors access to both large and small companies in the rapidly growing biotechnology spaceDetails
Janus Henderson Global Sustainable EquityThe fund invests in a concentrated portfolio of companies globally that have a positive impact on the society or the environment.Details
Miton Global Infrastructure IncomeThe fund is focused on income generation, and aims to deliver a comfortable yield of 4-5% p.a. growing at 4-6%. In addition to yield, the manager focuses on identifying high quality companies with strong balance sheets to protect on the downside.Details
Hermes Impact Opportunities EquityThe fund invests in companies globally addressing the unmet needs in society, through the development of products and services making a clear and measurable impact on society and the environment. Towards this end, the strategy offers a way to meaningfully support delivery on the widely agreed UN Sustainable Development Goals.Details
Equities: Frontier Markets
MAGNA New FrontiersA fund focused on frontier markets, including those countries that remain investible but are deemed less established than emerging market countries. Typically these countries exhibit high economic growth and favourable population dynamics.Details
Absolute Return: Long / Short
MW TOPS UCITS FUNDA quantitative long / short equity market neutral strategy designed to deliver a positive return through both bull and bear marketsDetails
Merian Global Equity Absolute Return GBPA long / short market neutral strategy which aims to achieve a positive return irrespective of whether markets are rising or falling.Details
Janus Henderson UK Absolute ReturnA long / short equity fund which follows a market neutral strategy, aiming to achieve a positive return independent to the direction of stock markets.Details
Man GLG Innovation EquityA global equity market neutral fund with a focus on companies that are either innovating or rapidly changing. Often these companies will see significant dispersion of predicted earnings by the analyst communitDetails
Mixed Investments
Equities: IA Flexible Investment
Liontrust Sust Future Absolute GrowthA fund that looks to deliver a portfolio of global stocks that are chosen for their positive impact on society and environment generally as well as growth potential.Details
Mixed Investments: IA OE Mixed Investment 20-60%
Troy TrojanThis is a multi-asset fund that will invest in a range of asset classes from traditional equities (UK and overseas), fixed income instruments, collective investment schemes and money market instruments.Details
Ruffer Total ReturnThis is a multi-asset fund that will invest in a range of asset classes from traditional equities (UK and overseas), fixed income instruments, collective investment schemes and money market instruments.Details
CG Absolute ReturnA mixed-asset fund investing across asset classes, both risk assets at an intrinsic discount, as well as a variety of defensive strategies to provide suitable ballast.Details
Mixed Investments: IA OE Mixed Investment 40-85%
Royal London Sustainable World TrustA fund that will allocate between the equities and bonds of companies which have a positive effect on society and the environment.Details
Mixed Investments: IA OE Mixed Investments 0-35%
Investec Diversified IncomeA fund investing across the full spectrum of asset classes, allocating across equities, bonds, commodities, infrastructure, property, in addition to a derivative overlay to offer protection.Details
Defensive
Bonds: Short Dated
Muzinich Enhanced Yield Short Term GBPAn corporate bond fund with a diversified portfolio across both European and US investment grade and high yield bonds.Details
Royal London Duration Hedged CreditA fixed income fund that invests predominantly in investment grade sterling corporate bonds, with a limited exposure to interest rate riskDetails
TwentyFour Monument BondA fixed income fund investing exclusively in lower risk Asset Backed Securities across Europe.Details
Insight High Grade ABSAn asset backed securities (ABS) strategy focused on higher-rated paper in the European market.Details
L&G Short Dated Sterling Corporate Bond IndexA fund that tracks the performance of investment grade sterling corporate bonds with maturities of 1-5 years.Details
Insight High Grade ABS EURAn asset backed securities (ABS) strategy focused on higher-rated paper in the European market.Details
EdenTree Amity Short Dated BondA high quality investment grade only bond fund, with its strategy built upon a “profit with principles” approach which is achieved by investing responsible in sustainable businesses.Details
Bonds: Government Bonds
Vanguard UK Government Bond IndexA fund that looks to track the performance of UK government bondsDetails
Vanguard US Government Bond IndexA fund that looks to track the performance of US government bondsDetails
Bonds: Corporate Credit - IG
Liontrust Sust Future Corporate BondA fixed income fund that focuses mainly on the bonds of UK corporates which make a positive contribution to society and the environment through sustainable and socially responsible practicesDetails
Royal London Sustainable Managed IncomeA fixed income fund that invests primarily in corporate bonds issued in the UK and selected by an experienced sustainability team.Details
BMO Responsible Sterling BondA fixed income fund that invest in corporate bonds selected after both a negative and positive screening.Details
Rathbone Ethical BondA fixed income fund that focuses on the bonds of UK corporates that are engaged in activities with a benefit to society and the environmentDetails
Royal London Corporate Bond FundA fixed income fund that invests predominantly in investment grade sterling corporate bonds.Details
Threadneedle UK Social BondA fund that focuses on the corporate bonds of UK corporates and institutions which make a positive contribution to society.Details
L&G Sterling Corporate Bond IndexA fund that looks to track the performance of Sterling corporate bonds of investment grade quality.Details
Allianz Green BondThe fund invests into green bonds, which are bonds raised to finance projects meeting specific environmental criteria. Allianz Green Bond is one of the first funds focusing on this relatively new and fast growing asset class.Details
Threadneedle European Social BondA fund that focuses on the corporate bonds of European corporates and institutions which make a positive contribution to society.Details
Rathbone (Lux) Ethical BondA fixed income fund that focuses on the bonds of UK corporates that are engaged in activities with a benefit to society and the environment.Details
Wellington Global Impact BondA global investment grade fund aiming to achieve both attractive financial returns and a meaningful social and/or environmental impact.Details
Bonds: Flexible Bonds
EdenTree Amity Sterling BondA fixed income fund that focuses mainly on the bonds of UK corporates which make a positive contribution to society and the environment through sustainable and socially responsible practicesDetails
Janus Henderson Strategic BondA fixed income fund that invests in higher yielding assets including high yield bonds, investment grade bonds, government bonds, preference shares and other bonds.Details
Fidelity Strategic BondA flexible fixed income fund that invests in across fixed income markets including high yield bonds, investment grade bonds, government bonds, preference shares and other bonds.Details
TwentyFour Dynamic BondAn unconstrained fixed income fund that invests in a broad range of bonds and fixed-income assets, managed by a team of industry veterans who were involved in the development of the fixed income markets over the last 25 years.Details
Hermes Multi Strategy CreditA fund investing across the full spectrum of credit asset classes, structurally allocating to the best long ideas as well as defensive trades to protect the portfolio in a market downturn.Details
TwentyFour Strategic IncomeAn unconstrained fixed income fund that invests in a broad range of bonds and fixed-income assets, managed by a team of industry veterans who were involved in the development of the fixed income markets over the last 25 years.Details
Bonds: Inflation Linked Bonds
Royal London Global Index LinkedAn inflation-linked government bond fund with geographically diversified exposure to the government index linked bond market. Details
Royal London Short Duration Global Index LinkedAn inflation-linked government bond fund with geographically diversified short duration exposure to the government index linked bond market. Details
Alternatives
Property: Property
BMO UK PropertyA fund investing predominately in direct commercial property assets in the UK.Details
Property: Global Property
Sarasin Sustainable Equity Global Real EstateA fund that invests in ethically screened securities of real estate companies globally with a focus on sustainable buildings.Details
Absolute Return: Directional Trading
Alma Platinum IV Systematic Alpha FundThe fund follows the Winton Diversified Programme, a successful CTA strategy which invests globally in long and short positions and attempts to provide a positive return irrespective of market conditions, with low correlation to traditional asset classesDetails
JPMorgan Global Macro OpportunitiesThe fund should be viewed as an Absolute Return vehicle, attempting to generate a return of cash + 7% by identifying and investing in macroeconomic themes globally that are likely to drive asset prices.Details
Montlake DUNN WMA InstitutionalA 100% systematic trend following program that is adaptive to the market risk environment and the trend characteristics prevalent at any time. The portfolio encompasses global financial, energy, metal and agriculture futures markets.Details
Absolute Return: Multi Strategy
BNY Mellon Real ReturnA global multi-asset fund attempting to achieve a positive return over a three year rolling period, irrespective of market movements.Details
Invesco Perpetual Global Targeted IncomeAn absolute return mandate attempting to deliver a positive total return in all market conditions over a three year rolling period, targeting an income of 3.5% per annum over UK 3 month LIBOR.Details
BlackRock Style AdvantageDesigned to provide attractive, diversified risk-adjusted returns with low correlation to the major equity and bond markets. The fund invests in a diverse set of long/short portfolios, each of which represents exposure to a specific “style factor” that has been proven to outperform over long time periods of time.Details
Absolute Return: Event Driven
Lumyna PSAM Global Event UCITSThe fund invests in companies involved in corporate events such as mergers or acquisitions on a global basis.Details
Boussard & Gavaudan EURA multi-strategy event driven fund investing in a variety of arbitrage and relative value strategies, primarily focused around hard catalyst eventsDetails
Boussard & Gavaudan GBPDetails
Absolute Return: Relative Value
Goldman Sachs Global Strategic Macro BondThe fund invests in global fixed income markets, focused mostly on developed market interest rates and currencies. The investment philosophy is focused on macroeconomic fundamentals and takes both long and short positions across markets.Details