EQ Model Portfolio: Low Cost – Balanced

This portfolio has a range of investments with different risks, where equity holdings are limited to 75%. It aims to reduce investment risk by diversifying across regions and asset classes, and achieve a balance of capital protection and participation in equity market growth.

Current Portfolio

	Fund type	Managed by
Bonds - Investment Grade
L&G Sterling Corporate Bond Index	Unit Trust	Chad Rakvin
A fund that looks to track the performance of Sterling corporate bonds of investment grade quality
Equities - Asia
L&G Pacific Index	Unit Trust	Chad Rakvin
A fund that looks to track the performance of Asia Pacific ex-Japan equities
Equities - Emerging Markets
iShares Emerging Markets Equity Tracker	Unit Trust	Kieran Doyle
A fund that looks to track the performance of large and medium sized companies in global emerging markets
Equities - Europe
iShares Continental European Equity Tracker	Unit Trust	Kieran Doyle
A fund that looks to track the performance of large and medium sized companies in Continental Europe
Equities - Japan
Fidelity Japan Index	OEIC	Vincent Gubitosi
A fund that tracks the performance of large and medium sized Japanese companies.
Equities - UK
Fidelity UK Index	OEIC	Matt Jones
A fund that looks to track the performance of the FTSE All Share Index, which contains all listed companies in the United Kingdom on the main index.
Equities - US
Vanguard US Equity Index	OEIC	Gerard O’Reilly
A fund that looks to track the performance of companies of all sizes in the United States
Property - Direct Property
BMO UK Property	Unit Trust	Guy Glover & Julian Smith
A fund investing predominately in direct commercial property assets in the UK.