Search Results:

Jeannie Boyle

The hidden danger of drawdown

Filed under:The EQ BlogSaturday, October 24, 2015
Following the introduction of pension freedom in April 2015, annuity sales plummeted by more than 70% as pensioners have preferred to keep control of their capital and drawdown income as required. We worry that many have not fully understood the implications - it seems unlikely there has been an increase in the general population’s appetite for risk. Read more

Some EQ Guides

10 Tips for Investing a Windfall


Coming into money isn’t something that happens often. Before you commit yourself to spending, investing, giving gifts or even giving up your job, here are some tips on how to make your windfall work for you in the long run.

Final Salary Pension Transfers


The April 2015 Budget saw the most radical changes to the pensions landscape for a generation, but the new flexibility on offer is only available to personal pension holders. Members of final salary schemes can only access the new rules by transferring to a personal pension.

Saving Inheritance Tax (IHT)


This guide explains how planning ahead of time can provide for – and in most cases reduce – the amount of tax that is ultimately due on your estate.

Spring Clean Your Finances


When it comes to money, it is fairly easy to get so entangled in the jargon that you lose sight of basic sound financial planning principles. This guide provides some pointers on important steps to take, and a few pitfalls to avoid, along the road to a healthy financial future.

Enterprise Investment Schemes


The Enterprise Investment Scheme (EIS) was initiated by the UK Government in 1993 in an attempt to promote funding for small private companies. It offers a host of attractive tax incentives, including 30% upfront Income Tax relief and the ability to defer tax on a capital gain.

Investing for Children


Parents and grandparents have tried to provide a financial boost for their offspring for many generations - it’s part of our DNA. Today, the need has never been greater: our children are facing a perfect storm of financial adversity.

Check out all our Guides