Retirement planning

Are you on track for retirement? The purpose of this guide is to help you think through some of the options you need to consider as you think about this transition and find the best way to fund the retirement you want. Read more

People are living longer. On average, people aged 55 today will live to their mid-to-late 80s. Around 1 in 10 men and 1 in 5 women this age will live to 100. It's important to take life expectancy into account when planning for your retirement. Read more

When it comes to tax efficient investing there is nothing quite as satisfying as a pension. Tax relief on contributions, tax free growth, 25% tax free lump sum and no inheritance tax combine to make pension saving attractive to investors. Read more

Gordon is 65 years old when he retires with a pension fund of £1.5 million. He is able to take 25% of the Lifetime Allowance as a tax-free lump sum (£250,000) and the balance (£750,000) is designated to provide income. Read more

The maximum amount you can save into a pension (without a tax penalty) has reduced steadily since 2006. Find out how this could affect you – and what you can do about it. Read more

If you are short of the funds needed to make maximum use of your pension contribution allowance it might be worth considering withdrawing some funds from your ISA. Read more

Leon wants to maximise the tax-efficient savings and investments allowances available to him Read more

This article explains the pros and cons of Income Drawdown and what this could mean for your retirement planning under the new pension freedom rules. Read more

Annuities often get a bad press but they remain the only instrument that is guaranteed to provide an income for the rest of your life Read more

Many people do not think about writing a will until later in life, but especially for those with children we recommend doing this as soon as possible. Read more