EQ Rated Funds

These are the current EQ top fund picks in each sector which form the core of our model portfolios. Less than 10% of all active fund managers consistently beat their benchmarks over the long term, so we are prepared to use low cost tracker funds unless we are convinced about the potential for outperformance.

Growth
Bonds: Corporate Credit - HY
AXA US Short Duration High YieldA high yield bond funds which invests in securities that have a maturity of under 3 years.
Equities: Thematic
CT Responsible Global EquityA global equity fund investing in companies considered to be making a positive contribution to society and the environment.
Scottish Mortgage Investment TrustA global equity investment trust investing in both public and private companies with strong growth prospects.
First Sentier Global Listed Infrastructure FundThe fund focuses on identifying stocks that are under-priced with respect to their quality in sectors with Infrastructure characteristics such as long-duration cash flows and inflation linked revenues.
Impax Environmental MarketsA fund that looks to deliver a portfolio of stocks that play into broad environmental themes that are chosen for their positive impact as well as the potential for compelling returns.
Impax Environmental LeadersA fund managed by the largest independent environmentally focused investment house that looks to deliver a portfolio of stocks that play into resource efficiency themes.
Baillie Gifford Positive ChangeA global equity fund investing across both developed and emerging markets and focused on a number of social and environmental impact themes that are aligned with the UN Sustainable Development Goals.
Baillie Gifford Worldwide Positive ChangeA global equity fund investing across both developed and emerging markets and focused on a number of social and environmental impact themes that are aligned with the UN Sustainable Development Goals.
Ninety One Global EnvironmentHelping drive the shift in energy systems and transport to result in decarbonisation.
Keystone Positive Change Investment TrustA global equity investment trust that invests across both developed and emerging markets and focused on a number of social and environmental impact themes that are aligned with the UN Sustainable Development Goals.
Regnan Global Equity Impact SolutionsA global equity fund that is invested across a number of high impact themes that are positively linked to the UN Sustainable Development Goals.
Regnan (Ire) Global Equity Impact SolutionsA global equity fund that is invested across a number of high impact themes that are positively linked to the UN Sustainable Development Goals.
M&G Global Sustainable Paris AlignedThe fund invests in a concentrated portfolio of quality, sustainable companies that are expected to contribute towards achieving the Paris Agreement climate change goals.
Aviva Climate Transition Global EquityA long-only global equity fund which employs a robust, best-in-class integration of environmental analysis throughout the investment process.
Sanlam Global Artificial IntelligenceInvests in companies whose products or services are involved in Artificial Intelligence.
Equities: Japan
Baillie Gifford JapaneseAn equity fund investing in large sized Japanese companies.
Morant Wright Nippon Yield FundA Japanese equity fund that invests in companies with strong financial positions in order to support high dividend yields relative to the market.
Equities: Emerging Markets
Federated Hermes Global Emerging MarketsAn equity fund investing predominately in stocks of emerging market countries.
Abrdn EM Sustainable Development EquityAn emerging market equity fund investing predominately in stocks which make positive contribution to society and delivering attractive return.
Equities: UK
Royal London Sustainable Leaders TrustThis is a UK Equity fund that will predominately invest in large cap stocks chosen for their positive impact on society and the environment.
Ninety One UK Sustainable EquityThis fund invests in quality companies that exhibit strong internal and external sustainability within the sustainable themes developed by Ninety One. The fund has a differentiated approach that combines ESG, investment returns and impact
Equities: Asia
Federated Hermes Asia ex-Japan EquityA fund that follows a contrarian strategy, investing in large sized companies in the Pacific.
Equities: Europe
UBAM Positive Impact EquityA European equity fund that invests in companies with products and / or services that aim to deliver positive social and environmental impact.
Amundi MSCI Europe SRI PAB IndexA tracker offering exposure to the MSCI Europe SRI Index performance.
FP Carmignac European LeadersA European ex UK equity fund that invests in quality companies with long-term prospects irrespective of the macroeconomic environment.
Equities: Global
Templeton Global Climate ChangeA value-orientated environmental equity fund adapted from an existing global equity strategy.
Equities: US & North America
Janus Henderson US Sustainable EquityThe fund focuses on US companies that have a positive impact on the environment and society, their low-carbon investment approach aims to deliver compounding growth and attractive investment returns.
Mixed Investments
Mixed Investments: IA OE Mixed Investment 20-60%
Capital GearingA mixed-asset fund investing across asset classes, both risk assets at an intrinsic discount, as well as a variety of defensive strategies to provide suitable ballast. This is a relatively cautious fund focused on providing positive absolute returns across the market cycle, with low volatility.
CG Absolute ReturnA mixed-asset fund investing across asset classes, both risk assets at an intrinsic discount, as well as a variety of defensive strategies to provide suitable ballast. This is a relatively cautious fund focused on providing positive absolute returns across the market cycle, with low volatility.
Mixed Investments: IA OE Mixed Investments 0-35%
Ninety One Diversified IncomeA fund investing across the full spectrum of asset classes, allocating across equities, bonds, commodities, infrastructure, property, in addition to a derivative overlay to offer protection.
Defensive
Bonds: Short Dated
TwentyFour Monument BondA fixed income fund investing exclusively in lower risk Asset Backed Securities across Europe.
Insight High Grade ABSAn asset backed securities (ABS) strategy focused on high quality paper in the European market.
L&G Short Dated Sterling Corporate Bond IndexA fund that tracks the performance of investment grade sterling corporate bonds with maturities of 1-5 years.
EdenTree Responsible & Sustainable Short Dated BondA high quality investment grade only bond fund, with its strategy built upon a “profit with principles” approach which is achieved by investing responsible in sustainable businesses.
Bonds: Government Bonds
Vanguard UK Government Bond IndexA fund that looks to track the performance of UK government bonds
Vanguard US Government Bond IndexA fund that looks to track the performance of US government bonds
Bonds: Flexible Bonds
EdenTree Responsible & Sustainable Sterling BondA fixed income fund that focuses mainly on the bonds of UK corporates which make a positive contribution to society and the environment through sustainable and socially responsible practices
Janus Henderson Strategic BondA flexible bond fund which can rotate through the various parts of the fixed income markets, depending on economic outlook and valuations.
TwentyFour Dynamic BondAn unconstrained fixed income fund that invests in a broad range of bonds and fixed-income assets, managed by a team of industry veterans who were involved in the development of the fixed income markets over the last 25 years.
TwentyFour Strategic IncomeAn unconstrained fixed income fund that invests in a broad range of bonds and fixed-income assets, managed by a team of industry veterans who were involved in the development of the fixed income markets over the last 25 years.
Pimco GIS Climate Bond
Bonds: Corporate Credit - IG
Rathbone Ethical BondA fixed income fund that focuses on the bonds of UK corporates that are engaged in activities with a benefit to society and the environment
CT UK Social BondA fund that focuses on the corporate bonds of UK corporates and institutions which make a positive contribution to society.
Allianz Green BondThe fund invests in green bonds, which are bonds issued to finance projects meeting specific environmental criteria. The Allianz Green Bond fund was one of the first funds to invest in this area, and still boasts one of the largest and most experienced teams.
Rathbone (Lux) Ethical BondA fixed income fund that focuses on the bonds of UK corporates that are engaged in activities with a benefit to society and the environment.
Wellington Global Impact BondA global investment grade fund aiming to achieve both attractive financial returns and a meaningful social and/or environmental impact.
Bonds: Inflation Linked Bonds
Royal London Global Index LinkedAn inflation-linked government bond fund with geographically diversified exposure to the government index linked bond market.
Royal London Short Duration Global Index LinkedAn inflation-linked government bond fund with geographically diversified short duration exposure to the government index linked bond market.
Alternatives
Infrastructure: Infrastructure
FP Foresight UK Infrastructure IncomeA fund of funds investing in physical infrastructure assets which are vital to a well-functioning society and should offer an attractive return profile over time.
Property: Property
UK Commercial Property REITUK Commercial Property REIT (UKCM) invests exclusively into UK commercial real estate.
Property: Global Property
Sarasin Sustainable Global Real Estate EquityA fund that invests in ethically screened securities of real estate companies globally with a focus on sustainable buildings.
Absolute Return: Multi Strategy
BNY Mellon Real ReturnA global multi-asset fund attempting to achieve a positive return over a three year rolling period, irrespective of market movements.
Ninety One Global Macro AlternativeThe Ninety One Global Macro Alternatives fund is a multi-asset strategy aiming to generate differentiated total returns with variable correlation over time through a top-down macro-thematic, dynamic asset allocation driven process.
Trium Climate Impact FundTrium Climate Impact Fund is a long/short market neutral equity strategy. The long book will invest in companies that provide environmental solutions, alternative energy infrastructure and clean technology, while the short book will hedge the long book’s market and factor risk.
Absolute Return: Directional Trading
Montlake DUNN WMA InstitutionalFollows systematic trends, encompassing global financial, energy, metal and agriculture.
JPMorgan Global Macro SustainableThe fund should be viewed as an Absolute Return vehicle, attempting to generate a return of cash + 7% by identifying and investing in macroeconomic themes globally that are likely to drive asset prices.
Absolute Return: Relative Value
Goldman Sachs Global Strategic Macro BondThe fund invests in global fixed income markets, focused mostly on developed market interest rates and currencies. The investment philosophy is focused on macroeconomic fundamentals and takes both long and short positions across markets.