Accumulating Wealth

Actively managed funds rely on exploiting inefficiencies in markets. This is harder to achieve in some areas, especially when investing in the largest quoted companies where there is a multitude of high quality research available. Read more

Making optimal use of tax allowances is essential for maximising your returns but you also need to take account of other factors such as flexibility if your plans change. In this analysis we show the pros and cons of the three most common types of investment account. Read more

Peter has inherited £20,000 from his aunt. He has an interest only mortgage for £200,000; the current interest rate is 3.5% p.a. with 15 years to run. A balanced-adventurous investor, he does not need access to this money for the foreseeable future and has other wealth. Read more

As with most financial planning decisions, the answer is not black and white. Read more

We are not the homogenous, rational participants envisaged by the creators of the efficient markets hypothesis. Read more

The tendency to retain a losing position may cost an investor dearly. Read more

Academic studies have demonstrated that even for professional investors a strategy of trying to second guess market moves is unlikely to be successful. Read more

You need to ensure that your portfolio is a mix of different asset classes and globally diversified. Read more

Avoid risk by spreading out your contributions or withdrawals at regular intervals. Read more

An introduction to impact investing and EQ's Positive Impact Portfolios Read more