Cautious
Cautious portfolios tend to have more defensive assets like bonds and other asset classes, than riskier asset classes like equities. This is the most defensive portfolio in the range:
Within the equity portion of the portfolio, there is a higher allocation to developed markets.
Cautious Plus
Cautious Plus portfolios have a healthy allocation to equities which provide portfolio growth. But there is a greater emphasis on more defensive assets like bonds and other asset classes:
Within the equity portion of the portfolio, there is a higher allocation to developed markets.
Balanced
Balanced portfolios have a significant proportion invested in equities and this will be balanced by other asset classes such as bonds, property and alternative assets:
Within the equity portion of the portfolio, there will be both developed and developing market equities.
Balanced Plus
Balanced Plus portfolios have the majority of the portfolio allocated to equities. Some portfolio diversification is provided through other asset classes such as bonds, property and alternative assets:
Within the equity portion of the portfolio, there will be both developed and developing market equities.
Adventurous
Adventurous portfolios are predominantly invested in equities. These offer the highest potential for financial returns, although they are also likely to be more volatile:
Within the equity portion of the portfolio, there will be a greater proportion of foreign markets than domestic markets.
Adventurous Plus
Adventurous Plus portfolios are heavily invested in equities which provide high potential for financial reward, but are commensurately risky:
Within the equity portion of the portfolio, there is a high proportion of developing market equities and an emphasis on global equity markets.
High Octane
High Octane portfolios offer the greatest potential for returns, but they are also our most risky. The portfolios are almost exclusively invested in equities:
Within the equity portion of the portfolio, there is a significant allocation to developing markets and a focus on global equity markets.