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Our portfolios

Investment portfolios are like recipes – you need the right balance of quality ingredients to make a great meal

We specialise in managing portfolios to suit the priorities of different investors.

Our Model Portfolio service offers a wide range of risk profiles to suit more cautious and more adventurous investors. Our Bespoke service offers the flexibility to blend different strategies and create a truly unique approach.

Whichever service you choose, we offer three different investment strategies:

Best Ideas

Our signature strategy invests in the very best ideas unearthed by our research team.

This includes both specialist, actively managed funds and passive tracker funds, with an overall aim of beating the market.

Positive Impact

This strategy selects funds that invest in companies helping to tackle social and environmental problems.

It avoids sectors such as tobacco, armaments, pornography or gambling.

Low Cost

This strategy invests mainly via low cost tracking funds.

We will only select an active fund in cases where we have concerns about the passive options.

The overall ‘flavour’ of a portfolio is determined by its risk profile

More cautious investors will have more lower risk investments (such as bonds), while more adventurous investors will have more higher risk investments (such as equities).

To illustrate this, move the arrow to take a look at what a typical Cautious, Balanced or Adventurous portfolio might look like:

Cautious

Cautious portfolios tend to have more defensive assets like bonds and other asset classes, than riskier asset classes like equities. This is the most defensive portfolio in the range:

Within the equity portion of the portfolio, there is a higher allocation to developed markets.

Cautious Plus

Cautious Plus portfolios have a healthy allocation to equities which provide portfolio growth. But there is a greater emphasis on more defensive assets like bonds and other asset classes:

Within the equity portion of the portfolio, there is a higher allocation to developed markets.

Balanced

Balanced portfolios have a significant proportion invested in equities and this will be balanced by other asset classes such as bonds, property and alternative assets:

Within the equity portion of the portfolio, there will be both developed and developing market equities.

Balanced Plus

Balanced Plus portfolios have the majority of the portfolio allocated to equities. Some portfolio diversification is provided through other asset classes such as bonds, property and alternative assets:

Within the equity portion of the portfolio, there will be both developed and developing market equities.

Adventurous

Adventurous portfolios are predominantly invested in equities. These offer the highest potential for financial returns, although they are also likely to be more volatile:

Within the equity portion of the portfolio, there will be a greater proportion of foreign markets than domestic markets.

Adventurous Plus

Adventurous Plus portfolios are heavily invested in equities which provide high potential for financial reward, but are commensurately risky:

Within the equity portion of the portfolio, there is a high proportion of developing market equities and an emphasis on global equity markets.

High Octane

High Octane portfolios offer the greatest potential for returns, but they are also our most risky:

There is a significant allocation to developing markets and a focus on global equity markets.